Instadebit is a service that allows online casino patrons to transfer money directly from their bank accounts to their favourite online casino. The rise in popularity of online casinos has meant tons of unique and innovative ways to both deposit and withdraw cash from casinos – and Instadebit is one that ticks a lot of boxes.

Tristan Moore
| May 20, 2024 | Reading time: 8 min | Views: 6.7K

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  • Allows you to transfer funds directly from your bank account to a casino
  • Transactions happen instantly
  • Available at a large number of Canadian online casinos

Here we will be taking an in-depth look at Instadebit and how you can use this service to your advantage.

This Canadian based service allows anyone with a Canadian bank account to transfer funds directly from their account. And with a large number of online casinos offering this service, it’s one you can access easily and efficiently.

With a name like Instadebit, you expect the funds to be available instantaneously. The name doesn’t lie: funds that you deposit are available for you to use straight away the live tables – no need to wait around once you decide to play.

Instadebit is a no-brainer for Canadian players – in fact, it’s supported by all Canadian financial institutions. The levels of privacy and security are very high, and transactions don’t appear on your bank statements.

If you’re interested in learning more about Instadebit, we’ve got it all covered right here: 

How to Deposit With Instadebit at Online Casinos

Instadebit LogoIn our extensive experience, the best deposit methods are most simple – the ones that don’t require any extra effort and just make it easy and intuitive to get your money in and start playing.

We’re happy to report that that’s exactly the experience we had when depositing with Instadebit. The only slight delay is signing up for an Instadebit account, which you can do on their website or possibly by following the link on the casinos banking page.

Below you will find step by step directions on making a deposit with Instadebit once you’ve registered for an account with them. For more details on getting signed up for Instadebit, see our guide further down this page.

  1. Go to the banking or cashier section of the online casino.
  2. Select the Instadebit option.
  3. Enter the amount you wish to deposit into your account
  4. Click deposit. You’ll be redirected to Instadebit.
  5. Login to your Instadebit account using your email and Instadebit password
  6. Confirm your deposit.

And you are good to go! Your money is then accessible from your casino account and you are good to get playing. The deposit process is instantaneous so there is limited to no lag time.

How to Withdraw with Instadebit at Online Casinos

Instadebit WithrawalThere is nothing like a confusing withdrawal process to kill the hype of a big win, but thankfully withdrawals via Instadebit are just about as easy and painless as deposits.

as with a deposit, you’ll want to head to the casino’s cashier or banking page, choose to withdraw using Instadebit and enter the amount you wish to transfer.

Once again, you’ll be redirected to sign in using your Instadebit details, and then you can confirm the transfer. Neither the casino nor Instadebit makes you jump through hoops, or generally make the process more complicated than it needs to be.

While the process for withdrawing is basically the same at every casino, you may find some variation in how long it takes before the money turns up in your account.

You can read more about fees and processing times for withdrawals and deposits in our next section, but it should be noted that every casino has different policies on withdrawing your funds from their accounts.

It’s especially if you’ve used bonus money to play with when you’ve signed up as a first-time player. Be diligent and do your research on their site so you aren’t surprised when you’re trying to withdraw funds – first and foremost by completing wagering requirements for bonus cash.

InstaDebit Processing Fees and Time at Online Casinos

Instadebit Processing TimeProcessing fees are overall pretty negligible with Instadebit, but there are a few things you should be aware of.

First of all, before you can make an Instadebit transaction there is a one-time-only step you need to complete.

Once you’ve signed up for an Instadebit account (more on that later) you will need to confirm a small deposit (usually under two dollars) made by Instadebit that will appear in your account within 3 to 5 days. This is used to establish a revised transaction limit. Once you’ve confirmed the correct amount of the deposit from Instadebit, your deposit limit will increase.

Basically, this is an administrative exercise that’s necessary to get set up with Instadebit initially. It’s pretty fast and easy, all things considered.

As we previously mentioned, casino deposits using Instadebit are instant. This is an advantage with Instadebit, with no waiting around to get your account topped up and start betting.

There is however a cost of $1.95 associated with depositing into your Instadebit account (not your casino) from your bank account. If you already have money in your Instadebit account, say from when you withdraw money from the casino, this won’t matter. You can just transfer it into your casino account with no charges.

This means you’re likely to pay the $1.95 cost at least once (when you top up your Instadebit account for the first time).

Withdrawals from the casino to your Instadebit account tend to be very fast, and normally free. Some casinos may impose a short pending period of 24-48 hours on all withdrawals, but the process can often be much faster.

However, if you want to move those funds from your Instadebit account to your bank account it will take between 3 to 5 business days before it shows up in your account. There is also a 2 dollar fee associated with moving the funds to your bank account.

To summarize all this: if you have funds in your Instadebit account, you can expect all transactions with the casino to be very fast and very cheap – normally free in fact. Since Instadebit is a useful service for managing your online funds, there’s no real need to make lots of transactions between your bank and Instadebit account – maybe only occasionally when you want to deposit or withdraw a larger chunk of money.

However, if you do need to make a transaction between Instadebit and our bank, it is subject to small fees.

Right now Instadebit is a Canadian operation and limited to those with a Canadian Bank account. This means that Instadebit is unavailable in the United Kingdom, India, South Africa, Indonesia and Malaysia.

InstaDebit Advantages & Disadvantages

Advantages of using InstaDebit at Online Casinos

There are many advantages to using Instadebit to make your gaming experience a great one. Some of those include:

  • Instant access to your money, quickly and safely. There is no need to wait around while your money is transferred from the bank to the casino. As long as your Instadebit account is topped up, you won’t find an easier banking method for the casino.
  • Your financial details are only shared with Instadebit and not the casino. This makes using Instadebit both private and secure.
  • Transactions appear on your bank statement as or 1-877-88DEBIT – meaning casino info never appears on your bank statement. Instead, you never need to perform direct transactions between your personal bank and your casino, and Instadebit acts as an extra layer of security between the two.
  • There are also potential preferred payment bonuses associated with Instadebit. Many online casinos offer deposit match bonuses (usually up to 10%) when using Instadebit for the first time.
  • You can make instant payments on any device: mobile, tablet and desktop.

Disadvantages of using InstaDebit at Online Casinos

No transfer service is perfect, so here are some reasons why Instadebit might not be the right one for you.

  • There is a small cost associated with both deposits and withdraws from and to your bank account. Ultimately, we’re talking about very small amounts of money and you probably won’t even notice if your Instadebit account is topped up, but it’s true that you can often find alternative banking options that won’t charge you anything.
  • Instadebit is not available if you don’t have a Canadian bank account.
  • You can only register one bank account with your Instadebit account, so you can’t split payments between different accounts.
  • There is a 3 to 5 business day delay when you want to transfer funds from your Instadebit account to your bank account.
  • When you initially sign up for the Instadebit account, while you will have access to the money right away, there will be a cap to how much you can access. Once your bank account is confirmed, this amount will increase.

Instadebit Safety Measures at Online Casinos

Instadebit SafetySafety is a large concern with e-wallets and these types of financial services. Are your identity and money secure? Do you need to worry about any third party interference and sharing of information? Well, you’re in luck, because Instadebit prides itself on being a safe and secure way to make deposits to a casino from your bank account.

Your personal data is never shared with the casino and is protected by Instadebit. There is also a verification process when you sign up for Instadebit. They verify your date of birth and the last four digits of your social insurance number to protect you and your payments.

VeriSign and TRUSTe also monitor your privacy and transactions, and all communication between you and Instadebit is encrypted using 128-bit encryption technology. This protects you and your sensitive data from fraud.

Ultimately, you won’t find a much safer or more discrete way to make payments to your casino than via Instadebit. The service acts as a secure separation between your casino account and your personal finances.

InstaDebit Customer Support

Another great feature of Instadebit is its customer support. If you are unable to get your question answered by the casino directly, you can contact Instadebit support for help. Like other forms of payment, the casino is always your first point of contact if you have any issues, and then Instadebit second. The vast majority of the time, whatever problems you have can be solved by the casino’s support staff.

So if you were unable to get your question answered from the casino, rest assured that the Instadebit support team is ready and willing to help.

You can contact Instadebit 24/7 365 days a year through email at  [email protected]. Or if you prefer to talk to someone you can call toll free at 1-877-88DEBIT or use their live support chat option on their website to talk to an agent.

How to Sign Up to InstaDebit

Signing up for an Instadebit account is quick and easy. You can either do it directly on the Instadebit website or through the banking page at the casino offering Instadebit. We will explain the steps to registering through the Instadebit website.

  1. Go to and click on the orange log in/sign up button on the top right of the page.
  2. You will be redirected to the sign-in page where you can either log in to your existing account or click on the grey sign up button.
  3. You’ll be required to enter your first and last name, email address, and create a password. In addition to providing your postal code.
  4. Next, you will be asked for your address, date of birth and the last four digits of your social insurance number.
  5. Lastly, you just need to enter your 5-digit bank transit number, your 3-digit financial institution number and your 12-digit bank account number.

And there you have it! As mentioned you will be required to verify your banking information after a small amount is deposited into your bank account from Instadebit. Doing this on the Instadebit website will increase the amount you are able to deposit at the casino.

Check out our top picks from InstaDebit Casinos here:

FAQs about Instadebit Casinos

  • Full anonymity
  • Never charges fees
  • Fastest payment method
  • E-wallet options
  • Top-ranked
  • Competitive fee rates
  • Fast depositing/withdrawing
  • Excellent user interface
  • Incredibly fast and efficient
  • Free to use
  • Very safe and secure
  • No need for an account
  • Super fast platform
  • Cheap transactions
  • Both deposits/withdrawals
  • Secure and private

What is Instadebit?

Instadebit is a secure online payment service that allows you to make deposits from your bank account to an online casino, via your Instadebit account.

How Fast Is Instadebit?

Instadebit is fast and efficient. Your funds are deposited in an instant into your casino account. Even if you just sign up and haven’t verified your account, you will still have fast access to funds in your bank account.

Why Do I Need To Verify My Bank Account?

You should verify your bank account to get an increased spending limit, rather than the limited amount you are initially given when you sign up.

When Will Funds Come Out Of My Bank Account

Funds usually take between 0 to 2 business days to be removed from your bank account after verification.

What Are The Costs Associated With Instadebit?

The cost of depositing money from your bank account to a casino is $1.95 and the amount to withdraw from your Instadebit account to your bank account is $2. Transactions made using funds in your Instadebit account are free, meaning all transactions between Instadebit and your casino are free.

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Tristan Moore Tristan Moore

Content executive of Online gambling expert & player for the past decade. I help analyze casino payment methods and bonuses and sort out the best lists for quality gameplay for Betspinners.